…..families and individuals being pressured into spending money on gifts at Christmas that far surpasses their affordability ……read more
…Literally – that shift from auto pilot to observer has the ability to change your life so dramatically that it will seem like someone has blown up the old to make room for the new!read more
"Just like in a jigsaw puzzle each piece helps to create the big picture. Get the pieces right and the big picture will come into view" I don't know how many of you like doing jigsaw puzzles but every now and then - usually on a holiday when we have started to relax...read more
….when we take time to think of others and to share with them what we have been given, our lives get bigger and more blessed and happiness flows….read more
There seems to be a lot of fear surrounding money and none more so than when your income is threatened……read more
What is it about retirement that we feel we have all the time in the world to think about it but go into a mad panic when we reach our 50th birthday and feel like we are destined to live a less than desirable life on the pension? I see so many people between the ages...read more
How many times have we second guessed ourselves when we are confronted with something we want to change and make a decision to do so only to give up because we fail to see the progress achieved by seemingly small steps? Going for a walk in my local area the other day,...read more
Do you make goals only to see them fall by the wayside?read more
If you are ready to take responsibility for your financial situation – this is for youread more
We can be going along in our everyday lives, thinking that we are on track and everyone and everything is going well and all of a sudden things change. We lose our job or we gain a promotion. We get married or we get divorced. We go on maternity leave or we reduce our...read more
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