Have You Been Caught In The Credit Card Trap

I get a lot of people coming to see me who have fallen foul of the credit card trap. It is sad to see because something that started out as a simple desire to have something now and pay for it later has ended up being a noose around their neck and a feeling that they...

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Let’s Talk about Giving

At this time of frenzied shopping and busy work schedules trying to get finished in time for the Christmas break, we can be in danger of forgetting why we are shopping for gifts and the whole act of giving can become a chore instead of what it is meant to be – an act...

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How To Fund Christmas Without Using a Credit Card

It is so easy in this day and age to rely on credit to fund all of our "out of the ordinary purchases" and Christmas is usually the time of year that the credit card gets stressed to the max. So how can we avoid relying on the plastic to fund those extra expenses that...

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6 Steps To A Financially Successful Christmas

If you are one of those people who, like me, have just realized how near Christmas is, then you are feeling the sudden urgency of needing to get organised and with only 24 shopping days left until Christmas, we really need to get to it. So here are my 6 steps to a...

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Money Challenge – Shut Down!!!

As many of you know, I started a money challenge last week in an effort to understand poverty and those having to live on Centrelink income. If you want to see the income I worked on and the distribution of it, please see last week’s blog...

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Understanding Poverty Part 2 – The Challenge

So in an effort to really walk in the shoes of those I am trying to understand, I am going to put my money where my mouth is! Let’s not just talk about the plight of those living just on a CentreLink income let’s experience it..... Let's suppose I am 40 years old and...

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Understanding Poverty Part 1

We started a conversation last week about a growing number of people receiving a good income but failing to meet all of their expenses and during that conversation I suggested that I would love to talk about poverty in general both here in Australia and overseas in...

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Beware The Crouching Tiger

I want to start a conversation today about poverty and I probably need to issue a discalimer as I think some of my statements may offend if taken out of context. I am not talking about the type of poverty that we see in third world countries although I would like to...

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You Can Do It!!!

Today I want to speak to all the 18-25 year olds. So many times in the media or in conversation around us, I hear the exclamation, "How are our young people ever going to afford a home of their own!" They don't pose it as a question they have already decided it is...

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How To Navigate an Unstable Wage

I meet many people who do not get paid a regular wage. - They are permanently employed and therefore on a basic wage but they have access to overtime or they can work public holidays. Or they might work in the mines and so their pay structure can sometimes be one big...

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