When Life Changes Beyond Recognition

We can be going along in our everyday lives, thinking that we are on track and everyone and everything is going well and all of a sudden things change. We lose our job or we gain a promotion. We get married or we get divorced. We go on maternity leave or we reduce our...

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So Exactly What Is A Money Challenge?

A money challenge is designed to show us exactly what we are spending our money on. So often we spend our lives in "automatic pilot". We are so busy, we just do the things we have always done without thinking twice about it. If your weeks are outliving your pay, I...

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The Power of Team

I want to talk today about the power of team - a group of people working together to help you get you to where you want to go.... When we think about our favourite football team or basketball team we know that the game goes really well and more goals are scored when...

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Family Fun Without Breaking the Bank

It has become a family tradition at Easter, that I organize a treasure hunt with the " treasure" being Easter eggs. For the younger members, putting little chocolate surprises in obvious places around the house and garden brings great delight and squeels of laughter...

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Have You Been Caught In The Credit Card Trap

I get a lot of people coming to see me who have fallen foul of the credit card trap. It is sad to see because something that started out as a simple desire to have something now and pay for it later has ended up being a noose around their neck and a feeling that they...

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Let’s Talk about Giving

At this time of frenzied shopping and busy work schedules trying to get finished in time for the Christmas break, we can be in danger of forgetting why we are shopping for gifts and the whole act of giving can become a chore instead of what it is meant to be – an act...

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How To Fund Christmas Without Using a Credit Card

It is so easy in this day and age to rely on credit to fund all of our "out of the ordinary purchases" and Christmas is usually the time of year that the credit card gets stressed to the max. So how can we avoid relying on the plastic to fund those extra expenses that...

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6 Steps To A Financially Successful Christmas

If you are one of those people who, like me, have just realized how near Christmas is, then you are feeling the sudden urgency of needing to get organised and with only 24 shopping days left until Christmas, we really need to get to it. So here are my 6 steps to a...

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Money Challenge – Shut Down!!!

As many of you know, I started a money challenge last week in an effort to understand poverty and those having to live on Centrelink income. If you want to see the income I worked on and the distribution of it, please see last week’s blog...

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Understanding Poverty Part 2 – The Challenge

So in an effort to really walk in the shoes of those I am trying to understand, I am going to put my money where my mouth is! Let’s not just talk about the plight of those living just on a CentreLink income let’s experience it..... Let's suppose I am 40 years old and...

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